OUR SERVICES
INSURANCE, INVESTMENTS & PLANNING
INSURANCE
Critical Illness Insurance
For people aged 18 to 60; up to $ 2,000,000 of coverage. Provides a lump-sum payment while living. Up to 26 critical illnesses covered. Available as a permanent or term insurance plan. Return of premium on death. Return of premium option upon expiry. Early return of premium option available.
Disability Insurance
For people aged 18 to 60; up to $ 10,000 of monthly coverage. Premiums guaranteed never to increase. Non-cancellable plan to age 65. Provides for total and partial disability. The plan covers disability due to injury or sickness. Partial refund of premiums option available.
Health Insurance
For people aged 18 and over. This plan is designed for those without group insurance. It covers hospital and other medical expenses. Available with prescription drug coverage, daily compensation protection, home health care protection and dental coverage.
Life Insurance
Offering Permanent and Temporary (TERM) plans: Permanent: For people aged 0 to 85; up to $ 10,000,000 of coverage. Premiums guaranteed never to increase and coverage continues for life. This plan is ideal as a first policy or additional protection. Tax-sheltered investment option is available. Also offers a refund of premiums option. Temporary (TERM): For people aged 18 to 70; up to $ 10,000,000 of coverage. Several term options available (5, 10, 20, 100). Coverage and premiums guaranteed at issue. The coverage automatically renews after every term, and no medical questions needed for renewal. Insured may convert to a Permanent insurance without medical exams up to age 75. Coverage remains in-force until age 80.
For all inquiries concerning Group Insurance, Life Insurance, Long-Term Care & Travel Insurance, please REQUEST A QUOTE